The Integrity Wealth Management Story
Welcome to the first edition of the quarterly newsletter from Integrity Wealth. In these articles, we hope to inform you of updates at the firm and happenings in the financial world. Please enjoy the first story about our origin, financial planning, and our November food drive.
Kick Off Your 2022 with Smart Tax Planning
Smart tax planning is crucial for early success with tax returns. Maximizing both tax credits and tax deductions can reduce the amount of tax owed. Deductions reduce the amount of income, which in turn can reduce your tax liability. Credits are a dollar-for-dollar reduction in the amount of tax you owe. Tax planning is integral to understanding the impact to overall income and tax liabilities.
Cornerstones of Estate Planning
Estate Planning manages your financial and personal affairs during your lifetime and distributes your wealth after you are gone. It ensures that your possessions go to the heirs you choose.
The Integrity Wealth Management Story
Welcome to the first edition of the quarterly newsletter from Integrity Wealth. In these articles, we hope to inform you of updates at the firm and happenings in the financial world. Please enjoy the first story about our origin, financial planning, and our November food drive.
Retirement: The Golden Years
Retirement is an important chapter in life. It is the transition from full-time work to a more leisurely lifestyle. When reaching the “Golden Years,” it will be a personalized experience based on a lifetime of planning. From traveling to starting new hobbies, or even continuing to work part-time, everyone's retirement experience is unique. In this edition of the newsletter, our advisors share the story of their parents’ retirement
A Jump into the New Year
The ancient Babylonians are said to have been the first to make New Year’s resolutions. January 1st was established on the calendar as the beginning of the new year circa 46 B.C. According to recent research, 45 percent of Americans say they usually make New Year’s resolutions but only 8 percent are successful in achieving their goals.
Leaving Your Legacy
The desire to leave a legacy may be the height of altruism for it is a gift to the future, the benefit of which you may never witness, nor ever feel its appreciation by others. Creating your legacy does not happen overnight, and it doesn’t come without a strategy and hard work.
Time in the Market vs Timing the Market
Time in the market generally beats timing the market because many of the best days in the market occur during or immediately following downturns. Many people sell off investments when prices drop because they fear losing their money. A diversified portfolio of investments held for a number of years has historically proven to provide greater returns than those who try to jump in and out of the market at what they believe are the lows and highs. Check out this video describing the cyclical nature of the market and the benefits of long-term investing.