Life Variable Universal Life is a permanent, flexible-premium type of insurance that builds cash value. This cash value is allocated to various investment subaccounts at the discretion of the policy owner. Variable Universal Life can be a good fit for people who have a long-term need for insurance and desire the upside potential that the underlying variable investment options may provide.

Death Benefit = Fixed or Flexible

Premium = Flexible

Cash Value = Grow or decline, based on performance of market-based investment options1

Goal: Protection and Cash Value

*Variable Universal Life Insurance/Variable Life Insurance policies are subject to substantial fees and charges.  Policy values will fluctuate and are subject to market risk and to possible loss of principal.  Guarantees are based on the claims paying ability of the issuer.