Whole Life is a form of permanent insurance that covers a client for as long as he or she lives and continues to make the required premium payment. Whole Life can be a good fit for achieving long-range goals, as the premiums remain the same for the life of the policy. In addition, cash values may provide money to help with temporary needs or emergencies that may arise.

Death Benefit = Fixed or Increasing

Premium = Fixed

CashValue =Yes

Goal: Protection and Cash Value